It doesn’t matter whether you make 50K, 100K or even 250K per annum! What matters is what you keep at the end of each month. Stop spending money on these things!
Budgeting helps to have a financial plan and to keep track of your spendings. Budgeting can be achieved from using cash envelopes, spreadsheets and bank apps
One of the top reasons couples end up in divorce is down to money problems! Should you have a joint or separate accounts?